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Workflow Rule VS Approval Process:

Workflow Rule Approval Process
Automatic (triggered when record matches criteria) Manual. Can only be invoked if record matches criteria.
No interaction required (time-based workflow rules are transparent as well). Each step of the approval process requires interaction from a user (approve/reject).
Uses workflow actions Uses workflow actions
Does not lock the record under any situation Locks the record during the approval process.
Changes to record tracked normally (as if user initiating the workflow rule made the change) Approval process audit history listed in separate related list on object

 

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